Yes, non-Mexican citizens can directly own property within Mexico’s interior. However, in Baja and other restricted areas, Mexican law requires properties within 50 km of the coastline or 100 km from an international border to be purchased through a bank trust, known as a fideicomiso. Since most Baja properties fall in this zone, you will likely need a fideicomiso, which allows you to own the property with the bank holding the title in trust. As the trust beneficiary, you retain all property ownership rights, including building, selling, and naming secondary beneficiaries for inheritance without probate. Alternatively, you can purchase through a Mexican corporation, but this involves several legal steps, and consulting a local attorney is advisable. In all real estate transactions, your broker is required to follow the Federal Consumer Protection Law (LFPC), ensuring consumers’ rights.

No, the Mexican government cannot legally seize private property. Under the North American Free Trade Agreement (NAFTA), property can only be expropriated for public purposes, much like “Eminent Domain” in the U.S., and fair market compensation must be paid with interest. When purchasing property, a closing attorney will conduct a title search to ensure the property is free of liens or claims.

Most property purchases in Mexico are cash transactions, as mortgage options are limited and often have higher interest rates and fees. Sometimes, sellers may offer financing. The most common alternative is a home equity line of credit (HELOC) on property outside Mexico to finance a new home. Contact us for available financing options.

Closing costs range from 3-4% to over 10% of the purchase price, depending on the property type and price. Essential fees include those for initiating or transferring a fideicomiso, attorney and notary fees (around $4,000 USD), acquisition taxes (2.5% of the property’s value), and smaller expenses for escrow, surveys, certificates, and appraisals (usually under $1,000 USD). See a sample of buyer’s closing costs here. For seller cost details, see our Seller’s Guide here.

The closing time depends on document readiness, bank trust details, and eligibility for transfer. Generally, the process takes 2 to 3 months, though unique circumstances may extend it.

Yes, you can sell your property to anyone. If the buyer is a Mexican citizen, the fideicomiso is typically canceled, as it isn’t required. For non-Mexican buyers, the bank generally transfers the fideicomiso to the new owner.

You don't require a Mexican bank account to purchase a home in Mexico, but having one may simplify payments - especially if you want to set up auto-pay for utilities or local services.

You'll typically need residency status, a property ownership document or rental lease agreement, your passport, and a resident visa.

Start the application process at a Mexican consulate in your home country. A local facilitator can help you organize the required documents and share any current paths to ease residency. Reach out if you'd like us to put you in touch with our favorite facilitator.

Yes. Major stores like Costco MX, Liverpool, and Amazon MX offer home delivery options.

Yes, logistics services like Mexpat Movers can ship items from the USA to Baja, usually charging approximately 35% of the total invoice, including taxes and fees.

Yes, Facebook groups such as La Paz Gringo BCS Mexico, Loco La Paz Expats, and Talk Baja offer helpful information and a supportive community for expats.

You’ll need a passport valid for 180+ days, a driver’s license and insurance (if driving), and an FMM tourist card, allowing stays up to 180 days.

Yes, vehicles can be used legally in Baja without import permits but must have Mexican liability insurance and valid registration.

MX-1 from Tijuana is the main route, with MX-5 now available for travelers from Central California, Nevada, Arizona, and nearby states.

Yes, with a Temporary Import Permit (TIP), valid for 10 years, and insurance for certain marinas.

English is widely understood in expat and tourist areas, but speaking some Spanish will expand your options for dining, shopping, and services.

Most items are available locally or through Amazon Mexico and Mercado Libre. Consider bringing specialized supplements, medications, or unique-sized clothing.