Buy your home in La paz - without the guesswork

Buy Real Estate in Baja, Homes for Sale in La Paz, Mexico

We guide Americans & Canadians through every step of buying in Baja — from the trust paperwork to residency — so a foreign purchase feels as safe as one back home.

Direct access to every active MLS listing in Baja California Sur.

200+

Buyers guided home

AMPI

Board Member, La Paz

$0

Surprise fees at closing

Legally protected

Every deal runs through a licensed AMPI broker and a Mexican notario - never a handshake.

In your language

Full bilingual support and U.S./Canada-friendly communication from first call to move-in.

Residency help

We connect the dots between buying a home and getting your temporary or permanent residency.

No surprises

See every closing cost up front with our calculator below - before you ever sign.

FREE TOOL · NO EMAIL REQUIRED

See your real cost before you sign

Get a transparent estimate of your total out-of-pocket at the notario's office - in under 60 seconds

Dream Baja Realty · Free Tool

Mexico Closing Cost
Calculator

See every cost before you sign. Get a real total in under 60 seconds — no surprises at the notario's office.

Purchase Price $250,000
$ USD
$50K$2M
Required for foreigners in La Paz's restricted coastal zone. Most common option.
Estimated Closing Costs $0 approx. 0% of purchase price
Total Out-of-Pocket $0 purchase + closing
Cost Breakdown
Total (Purchase + Closing) $0
* Estimates based on typical Baja California Sur rates as of 2025. Actual costs vary by municipality, notario, and bank. This calculator is for planning purposes only — not legal or financial advice.
Want Zero Surprises?

Talk to a licensed broker who's done this hundreds of times.

Ian Wilson is a licensed real estate broker and business owner in Baja California Sur, and is a member of the AMPI Board of Directors for La Paz, Baja California Sur. It's important that you know you're working with a legally licensed agent or broker, and a member of AMPI (Mexican Association of Real Estate Professionals). No Pressure. Just clarity.

Book a Free Consultation → DreamBajaRealty.com
DREAM BAJA REALTY · LA PAZ, BAJA CALIFORNIA SUR

Estimates based on typical Baja California Sur rates for 2026. Actual costs vary by municipality, notario, and bank, and every transaction is different. For planning purposes only — not legal or financial advice.

Enjoy a seamless home-buying experience with our committed team. We’ll support you through every stage, from the initial search to closing, to continued support once you're in your home.

Ian Wilson Broker Dream Baja Realty

Ian Wilson

Licensed Broker · AMPI Board of Directors, La Paz

WHY DREAM BAJA REALTY

A real, licensed name behind your biggest move

Buying across a border shouldn't mean trusting a stranger. You'll work directly with a licensed broker who does this every week - and who's accountable to a professional board.

  • Legally licensed & AMPI - Member of the Mexican Association of Real Estate Professionals (AMPI) and on its La Paz Board of Directors - the credential that protects you

  • Foreign-buyer specialists - More than 80% of our transactions are with U.S. and Canadian buyers, so the fideicomiso, taxes, and cross-border banking are second nature to us

  • Beyond the keys - Residency introductions, trusted notarios, contractors, and a network to help you actually settle in - not just close.

HOW IT WORKS

Five clear steps to your home in Baja

The whole process, demystified - so you always know what's next.

01

Discovery call

A free, no-pressure chat about your goals, budget, and timeline.

02

Find & View

Curated listings matched to your lifestyle

03

Offer & Negotiate

We negotiate hard on your behalf and structure a clean offer.

04

Trust & Closing

We set up your fideicomiso with the trustee bank, SRE permit, and notario.

05

Settle In

Residency intros, utilities, contractors - support after the keys

ANSWERED BEFORE YOU ASK

Residency & ownership, made simple.

The real questions foreign buyers lose sleep over — answered honestly, right here.

or just give us a call: +52 612 234 0638

Can foreigners actually own property in Mexico?

Absolutely. Owning property in Mexico is treated as a foreign investment matter, not an immigration one. You do not need residency, a visa, or even to have set foot in Mexico to legally buy. Foreign buyers purchase homes here every single week.

Do I need residency or a visa to buy a home?

No. Buying and residency are completely separate. You can purchase as a tourist. That said, if you plan to live here, you'll likely want temporary or permanent residency - and we'll point you to the right people to make that happen smoothly.

What is a fideicomiso, and why do I need one in Baja California Sur?

Baja California Sur lies within Mexico's "restricted zone" - land within about 50km (31 mi) of the coast. By law, foreigners hold coastal property through a fideicomiso: a bank trust where a Mexican bank holds legal title while you are the beneficiary with every right of ownership - to live in it, rent it, remodel it, sell it, or leave it to your heirs. It runs 50 years and is renewable indefinitely. It's a standard, secure structure, not a loophole.

How much does residency cost - and what are the income requirements?

*2026 figures - can vary by consulate

For temporary residency in 2026, consulates generally want to see roughly $4,400 USD/month in income over the last 6 months, or about $73,000 USD in savings over 12 months. Permanent residency requires more - roughly $7,400/month or ~$300,000 in savings — though owning a Mexican home above a set value can also qualify you. These thresholds shift yearly and vary by consulate, so treat them as a guide and confirm with the consulate you'll apply through.

What's the difference between temporary and permanent residency?

Temporary residency is granted for 1–4 years and is renewable; after 4 cumulative years you can convert to permanent without re-proving income. Permanent residency never expires and has no day-counting, but higher financial thresholds up front. Most people who relocate start temporary and graduate to permanent. A tourist permit (up to 180 days) does not authorize residence.

Is my money safe? Who really controls the property?

You do. Under a fideicomiso the bank is only the titleholder on paper — it has no ownership stake and cannot sell or borrow against your property. You hold all rights and can pass it to heirs outside of probate. Funds flow through a licensed notario, and we only work within the legal, AMPI-backed framework — never side deals.

Will buying or living here affect my taxes?

It can. Spending 183+ days in Mexico in a calendar year can trigger Mexican tax residency on worldwide income, and rental income is taxable here. We're not tax advisors, but we'll connect you with cross-border accountants who handle this for U.S. and Canadian clients every day so there are no surprises.

Can I rent out my home, or use it as an investment?

Yes. A fideicomiso gives you full rights to rent your property short- or long-term. La Paz has a growing rental and vacation market, and we can walk you through realistic returns, management options, and the tax side before you commit.

START EXPLORING

Find your place in La Paz

Browse the two searches people ask for most, or tell us exactly what you want.

LUXURY IN LA PAZ

When only the best will do

Beachfront, sea-view, and architectural homes for the most discerning buyers.

UNDER $300,000 USD

The deals and the steals

Smart-value homes and condos that make owning in Baja surprisingly attainable.

REAL BUYERS

Families who made the move

"They explained the fideicomiso so clearly that what terrified us became the easy part. We closed without a single surprise."

Karen & Doug - Calgary, AB

"The closing costs calculator matched our actual closing costs almost to the dollar. That kind of honesty is rare and it earned our trust"

A. Charpentier - Portland, OR

"My wife and I contacted Ian searching for a new home, from the comfort of our home in Canada. The advance work he did was great, and when we arrived in La Paz, meeting with Ian and finding the right home was an absolutely awesome experience. Over a year has passed and Ian continues to be a resource in helping us settle in our new home and community and find the resources we need to enjoy live here. Thanks Ian!"

Gary & Daphne - Edmonton, AB

FREE DOWNLOAD

How to Buy Your Dream Home in Baja

The honest, step-by-step guide we wish every buyer had before they started.

  • The fideicomiso explained in plain English

  • Residency options & income requirements

  • The real estate process in Mexico

  • Key players in a Baja real estate transaction

LET'S TALK

Your home in Baja starts with one easy conversation

No pressure, no obligation - just clear answers from a licensed broker who's done this hundreds of times.

Dream Baja Realty

US/CAN Toll Free: +1 855-954-5424

Local: +52 (612) 234-0638

[email protected]